{"id":1996,"date":"2016-12-31T13:24:05","date_gmt":"2016-12-31T11:24:05","guid":{"rendered":"http:\/\/www.bcdturkey.com.tr\/?p=1996"},"modified":"2016-12-31T13:24:05","modified_gmt":"2016-12-31T11:24:05","slug":"2016-sonu-2017-ye-girerken-ekonomi","status":"publish","type":"post","link":"https:\/\/bcdturkey.com.tr\/en\/2016-sonu-2017-ye-girerken-ekonomi\/","title":{"rendered":"2016 sonu \u00a02017 ye girerken ekonomi"},"content":{"rendered":"<p>&nbsp;<\/p>\n<blockquote><p>&nbsp;<\/p>\n<p>2008 -2016 y\u0131llar\u0131 aras\u0131 hem d\u00fcnyada hem de T\u00fcrkiye\u2019de mevcut ekonomik d\u00fczen ve uygulamalar\u0131n k\u0131saca kapitalizmin sanc\u0131lar\u0131 artmaya ba\u015flad\u0131, insanlar, \u015firketler, \u00fclkeler asl\u0131nda olumsuz gidi\u015fat\u0131n fark\u0131nda olmalar\u0131na ra\u011fmen \u00e7\u00f6z\u00fcm \u00fcretmekten ziyade palyatif \u00f6nlemlerle bug\u00fcne gelindi.<\/p><\/blockquote>\n<p>Ge\u00e7mi\u015f y\u0131llarda b\u00fcy\u00fckl\u00fck, karl\u0131l\u0131k, do\u011fru b\u00fcy\u00fckl\u00fck ve karl\u0131l\u0131k gibi kavramlar daha \u00f6ndeyken bug\u00fcn art\u0131k s\u00fcrd\u00fcr\u00fclebilirlik ve devaml\u0131l\u0131k \u00f6ne \u00e7\u0131kan ve benimsenen de\u011fer oldu. Bug\u00fcn \u015firket al\u0131m sat\u0131mlar\u0131nda b\u00fcy\u00fckl\u00fck yada karl\u0131l\u0131ktan \u00f6nce s\u00fcrd\u00fcr\u00fclebilirlik ve karl\u0131l\u0131\u011fa bak\u0131l\u0131yor.<\/p>\n<p>Dolay\u0131s\u0131 ile hem d\u00fcnyaya hem de \u00fclkemize rasyonel tarafl\u0131 olmayan somut veriler penceresinden bakarak yapaca\u011f\u0131m\u0131z de\u011ferlendirmeler kendi geli\u015fimimize katk\u0131 sa\u011flad\u0131\u011f\u0131 gibi kendimizi, firmam\u0131z\u0131, \u00fclkemizi ve d\u00fcnyay\u0131 da daha iyi anlayabilmemizi sa\u011flayacak diye d\u00fc\u015f\u00fcn\u00fcyorum.<\/p>\n<p>Rasyonel somut verilere dayal\u0131 de\u011ferlendirmeler i\u00e7in \u00e7ok\u00e7a kaynak ve ara\u00e7 var elimizde bunlara s\u0131ras\u0131yla bakal\u0131m;<\/p>\n<p><strong>Ekonomik B\u00fcy\u00fcme<\/strong><\/p>\n<p>T\u00fcrkiye\u2019de 2008 sonras\u0131 b\u00fcy\u00fcme h\u0131z\u0131 azalarak son on y\u0131ll\u0131k ortalama, Cumhuriyetin kurulu\u015fundan 2016 sonu b\u00fcy\u00fcme h\u0131z\u0131 ortalamas\u0131na geriledi.\u00a0 Ancak bu d\u00f6nemde n\u00fcfus artt\u0131, b\u00fcy\u00fcme, \u00f6nceki yaz\u0131mda da bahsetti\u011fim gibi a\u011f\u0131rl\u0131kl\u0131 olarak de\u011ferli Tl ve ithalata dayal\u0131 olarak ger\u00e7ekle\u015fti. Artan kur, yerli \u00fcretimin ihmal edilmesi, tar\u0131mda bile \u00fcretmemenin te\u015fvik edilmesi, her\u015feye ra\u011fmen \u00fcreticinin \u00fcretti\u011finden para kazanamamas\u0131, artan i\u015fsizlik, vatanda\u015f\u0131n artan bor\u00e7lanmas\u0131 buna kar\u015f\u0131n gelirlerdeki artmama ve ekonomik k\u00fc\u00e7\u00fclme T\u00fcrkiye i\u00e7in s\u00fcrd\u00fcr\u00fclebilir bir ekonomiyi sa\u011flamaktan olduk\u00e7a uzakla\u015ft\u0131.<\/p>\n<p><a href=\"http:\/\/www.bcdturkey.com.tr\/wp-content\/uploads\/Ekonomik-b\u00fcy\u00fcme.jpg\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignleft wp-image-1999\" src=\"http:\/\/www.bcdturkey.com.tr\/wp-content\/uploads\/Ekonomik-b\u00fcy\u00fcme.jpg\" alt=\"ekonomik-buyume\" width=\"356\" height=\"150\" \/><\/a>\u00a0Nitekim son d\u00f6nemde T\u00fcrkiye ekonomisi % 1,8 k\u00fc\u00e7\u00fcld\u00fc. \u00a0Mevsimsel etkilerden ar\u0131nd\u0131r\u0131lm\u0131\u015f k\u00fc\u00e7\u00fclme ise\u00a0 % 2,7. Arka arkaya \u00a0iki defa\u00a0 k\u00fc\u00e7\u00fclmeler ise durgunlu\u011fa i\u015faret eder.<\/p>\n<p>Bu k\u00fc\u00e7\u00fclme rakam\u0131na sekt\u00f6rler itibar\u0131yla bakt\u0131\u011f\u0131m\u0131zda b\u00fcy\u00fcyen \u00a0tek sekt\u00f6r in\u015faat olarak g\u00f6r\u00fcl\u00fcyor. Yap\u0131lan in\u015faatlar\u0131 sat\u0131n alacak \u00a0kitle ise, di\u011fer k\u00fc\u00e7\u00fclen ve geliri azalan sekt\u00f6rlerde i\u015f yapan \u015firket \u00a0ve \u015fah\u0131slardan olu\u015fmaktad\u0131r. Bu nedenle\u00a0 korkar\u0131m yak\u0131n \u00a0zamanda in\u015faat sekt\u00f6r\u00fcnde de bir durgunluk ya\u015fanabilecektir. \u0130stanbul\u2019da konut sat\u0131\u015f fiyatlar\u0131 ve kiralamalarda % 20 ye yak\u0131n d\u00fc\u015f\u00fc\u015fler oldu\u011fu bas\u0131nda ve sat\u0131\u015f yapan firmalar\u0131n promosyonlar\u0131nda da a\u00e7\u0131k\u00e7a g\u00f6r\u00fclmektedir.<\/p>\n<p>B\u00fcy\u00fcmenin motoru ise g\u00fcvendir, ancak gerek d\u00fcnya ve gerekse \u00fclkemizde g\u00fcven seviyesi olduk\u00e7a a\u015fa\u011f\u0131ya gelmi\u015f durumdad\u0131r. \u0130nsanlar son derece temkinli ve \u2018dur bakal\u0131m\u2019 tavr\u0131ndad\u0131rlar.<\/p>\n<p><strong>Milli Gelir <\/strong><\/p>\n<p>Milli gelir 2023\u2019de 25.000 usd olarak hedeflenirken ekonomik s\u0131k\u0131nt\u0131lar paralelinde 9.130 usd mertebelerine d\u00fc\u015fm\u00fc\u015ft\u00fc . Hesaplama metodolojisinin de\u011fi\u015fmesi ile en son 11.014 usd \u00e7\u0131kt\u0131\u011f\u0131 belirtildi. (Milli gelirde 717 mia usd den 858 mia usd ye \u00e7\u0131km\u0131\u015f oldu)\u00a0<a href=\"http:\/\/www.bcdturkey.com.tr\/wp-content\/uploads\/TC-Milli-Gelir.jpg\"><img decoding=\"async\" class=\"alignright wp-image-2000\" src=\"http:\/\/www.bcdturkey.com.tr\/wp-content\/uploads\/TC-Milli-Gelir.jpg\" alt=\"tc-milli-gelir\" width=\"503\" height=\"212\" \/><\/a><\/p>\n<p>\u0130statistik i\u00e7in matematik kullan\u0131larak istedi\u011fin \u00a0sonucu elde etme sanat\u0131 derler. Ekonomik b\u00fcy\u00fcme \u00a0yine TU\u0130K in a\u00e7\u0131klad\u0131\u011f\u0131 \u00fczere d\u00fc\u015ferken, i\u015fsizlik oran\u0131 \u00a0artmakta, turizmde ciddi gelir kayb\u0131 ya\u015fanmaktad\u0131r.<\/p>\n<p>\u0130hracat % 7 d\u00fc\u015ferken milli gelir nas\u0131l y\u00fckseldi diye \u00a0bakt\u0131\u011f\u0131m\u0131zda in\u015faat sekt\u00f6r\u00fcndeki b\u00fcy\u00fcme ile yine \u00a0devletin yat\u0131r\u0131m harcamalar\u0131ndan kaynakland\u0131\u011f\u0131n\u0131 \u00a0g\u00f6r\u00fcyoruz. \u00d6te yandan silah ve ilintili harcamalarda \u00a0yat\u0131r\u0131m kalemi i\u00e7inde yer alm\u0131\u015f Suriye konusuna 25 mia usd harcand\u0131\u011f\u0131n\u0131n a\u00e7\u0131klanmas\u0131 durumu teyit etmektedir.<\/p>\n<p>Metodoloji de\u011fi\u015fiminde geriye d\u00f6n\u00fck b\u00fcy\u00fcme oranlar\u0131 da de\u011fi\u015ftirildi, milli gelir hesaplamas\u0131nda t\u00fcketimin % 85 pay\u0131 % 74\u2019e d\u00fc\u015f\u00fcr\u00fcl\u00fcrken yat\u0131r\u0131mlar\u0131n pay\u0131 % 10\u2019dan %\u201930 a y\u00fckseltildi. T\u00fcketimde % 11 puanl\u0131k d\u00fc\u015f\u00fc\u015f, imalat sanayi ve ticareti yani esnaf ve KOB\u0130\u2019deki ekonomik s\u0131k\u0131nt\u0131 ve k\u00fc\u00e7\u00fclme ile bat\u0131k kredilerdeki art\u0131\u015fla kendini g\u00f6stermektedir.<\/p>\n<p>Milli gelir hesaplamas\u0131nda en \u00f6nemli metodoloji yanl\u0131\u015f\u0131n\u0131n ise gelir gruplar\u0131n\u0131n tamam\u0131nda her bir fert tek ki\u015fi olarak de\u011ferlendiriliyor. Yani vergi rekortmeni bir ki\u015fi 50 mio tl vergi \u00f6derken hi\u00e7 vergi \u00f6deyemeyen i\u015fsiz vatanda\u015f iki ki\u015fi say\u0131l\u0131p toplam gelir ikiye b\u00f6l\u00fcn\u00fcyor.<\/p>\n<p>Milli gelirin rakamdan ziyade kalitesini ortaya koyan homojen bir notlama ile yap\u0131lmas\u0131 daha da do\u011fru olacakt\u0131r. \u00d6rnek 687,4 mia usd milli geliri olan \u0130svi\u00e7re\u2019de ki\u015fi ba\u015f\u0131 milli gelir 84.983 usd iken 717 mia usd milli geliri olan T\u00fcrkiye\u2019de ki\u015fi ba\u015f\u0131 milli gelir 11.014 usd ye oda metodoloji de\u011fi\u015ftirerek ula\u015fabilmi\u015ftir. \u00d6zetle gelir da\u011f\u0131l\u0131m\u0131 ve gelir adaleti d\u00fczg\u00fcn olmayan herhangi bir \u00fclkenin ki\u015fi ba\u015f\u0131 milli gelirini miktar ile \u00f6l\u00e7mek bana g\u00f6re ekonomik bir a\u00e7\u0131klama olmamaktad\u0131r.<\/p>\n<p>Bu anlamda ki\u015fi ba\u015f\u0131 milli geliri art\u0131rmak ise e\u011fitim ve teknolojiye yap\u0131lan yat\u0131r\u0131m ile ihracat\u0131n artmas\u0131 ile olabilir bunlar ise ba\u015fka yaz\u0131lar\u0131n konusudur.<\/p>\n<p><strong>Enflasyon <\/strong><\/p>\n<p>2016 y\u0131l\u0131 tamamlan\u0131rken a\u00e7\u0131klanan resmi enflasyon % 8,5\u2019dur. 2017\u2019de\u00a0 maa\u015flara ve kiralara yap\u0131lacak zamlar a\u00e7\u0131klanan bu enflasyon rakamlar\u0131na g\u00f6re yeniden belirlenmektedir.<\/p>\n<p><a href=\"http:\/\/www.bcdturkey.com.tr\/wp-content\/uploads\/Enflasyon.jpg\"><img decoding=\"async\" class=\"alignleft wp-image-2001\" src=\"http:\/\/www.bcdturkey.com.tr\/wp-content\/uploads\/Enflasyon.jpg\" alt=\"enflasyon\" width=\"317\" height=\"134\" \/><\/a>\u00a0Bu ger\u00e7eklikte \u00e7ar\u015f\u0131 pazarda durum ne diye bakt\u0131\u011f\u0131m\u0131zda ise \u00a0baz\u0131 kalem \u00a0t\u00fcketim maddelerine gelen zamlar \u015fu \u00e7er\u00e7evededir: \u00a0Zeytinya\u011f\u0131 % 105, \u00a0ay\u00e7i\u00e7ek ya\u011f\u0131 % 27, dana eti % 25, yumurta % \u00a090 , bakliyat % 40 ve \u00c7ay % \u00a023. Sebzeden de \u00f6rnek verirsek: \u0131spanak % 45 ve ye\u015fil so\u011fan % 44. \u00a0 \u00a0Otomobil sat\u0131\u015flar\u0131nda ise gelen vergi art\u0131\u015flar\u0131 ile zam oranlar\u0131 &gt; % 15 ler \u00a0mertebesinde. K\u0131\u015f lasti\u011fi &gt; % 20 civar\u0131nda zamland\u0131. Son iki y\u0131lda \u00a0bo\u011fazi\u00e7i ve Fatih Sultan Mehmet k\u00f6pr\u00fclerine gelen zam oran\u0131 % 105 oldu.<\/p>\n<p>Sokakta halk\u0131n ger\u00e7ek enflasyonu ile resmi a\u00e7\u0131klanan enflasyon aras\u0131ndaki fark halk\u0131n sat\u0131n alma g\u00fcc\u00fc ile gelir da\u011f\u0131l\u0131m\u0131n\u0131n bozulmas\u0131n\u0131n artt\u0131\u011f\u0131n\u0131 g\u00f6stermektedir .<\/p>\n<p><strong>\u00dccret zamlar\u0131 <\/strong><\/p>\n<p>\u00dccret zamlar\u0131 enflasyona g\u00f6re ayarland\u0131\u011f\u0131ndan\u00a0 2017 Ocak \u00e7al\u0131\u015fan memur maa\u015f zamlar\u0131da % 3,04 ile % 3,3 aras\u0131nda zam yap\u0131ld\u0131.\u00a0 SGK ve Ba\u011f-kur emekli\u00a0 maa\u015flar\u0131na a\u00e7\u0131klanan zam oran\u0131 %4,73.\u00a0 \u00d6zel sekt\u00f6rde bu sene muhtemelen y\u0131ll\u0131k bazda ortalama % 8 zam yapacak gibi g\u00f6z\u00fckmekle birlikte bir\u00e7ok orta \u00f6l\u00e7ekli kurulu\u015f ya zam yapmayacak yada zamm\u0131 yap\u0131p i\u015f\u00e7i azaltacak gibi g\u00f6z\u00fck\u00fcyor. <a href=\"http:\/\/www.bcdturkey.com.tr\/wp-content\/uploads\/2017-\u00fccret-zamlar\u0131.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter  wp-image-2002\" src=\"http:\/\/www.bcdturkey.com.tr\/wp-content\/uploads\/2017-\u00fccret-zamlar\u0131.jpg\" alt=\"2017-ucret-zamlari\" width=\"424\" height=\"179\" \/><\/a>Bu zamlarla \u00e7al\u0131\u015fan ve emeklilerin sat\u0131n alma g\u00fcc\u00fc yine gerilemi\u015f ve fakirle\u015fme artm\u0131\u015f oluyor.Asgari \u00fccrette nette 1.300 tl s\u0131ndan 1.404,06 tl s\u0131na sadece 104,06 tl kadar artabildi. TU\u0130K in a\u00e7\u0131klad\u0131\u011f\u0131 resmi rakamlara g\u00f6re artan i\u015fsizlik sonucu bu maa\u015f\u0131 alabilenlerin say\u0131s\u0131da g\u00f6receli azalm\u0131\u015f oldu.<\/p>\n<p><strong>\u0130\u015fsizlik ve T\u00fcketici g\u00fcven endeksi <\/strong><\/p>\n<p>TU\u0130K y\u0131l sonu a\u00e7\u0131klamas\u0131na g\u00f6re yakla\u015f\u0131k 3,3 mio ki\u015fi i\u015fsiz % 11,1 . 15-24 ya\u015f grubunda ise i\u015fsizlik % 19,2 olarak belirtildi. N\u00fcfusumuzu 80 mio kabul edersek ,hane say\u0131s\u0131n\u0131 da d\u00f6rt ki\u015filik aile hesab\u0131 \u00fczerinden 20 mio ve i\u015fsizlerin de her hanede bir ki\u015fi oldu\u011funu varsayarsak yakla\u015f\u0131k %16-17 hanede i\u015fsizlik durumu mevcut \u00e7\u0131kar\u0131m\u0131 yapabiliriz.\u00a0 Sosyal adelet ve gelir da\u011f\u0131l\u0131m\u0131 bu rakamlara g\u00f6re bile olduk\u00e7a bozulmu\u015f durumda baz\u0131 de\u011ferlendirmeler i\u015fsizli\u011fin \u00e7ok daha yukar\u0131da oldu\u011funu g\u00f6r\u00fc\u015f\u00fcnde.<\/p>\n<p>Bu verileri milli gelir ve ekonominin b\u00fcy\u00fcmesine etkisinde akl\u0131m\u0131zda tutal\u0131m, bu kesimin sat\u0131n alma g\u00fcc\u00fcn\u00fcn olmamas\u0131 yani t\u00fcketim ekonomisinden \u00e7\u0131kmalar\u0131 ekonominin bizahiti kendisini k\u00fc\u00e7\u00fcltecektir. Nitekim a\u00e7\u0131klanan ekonomik b\u00fcy\u00fcme rakamlar\u0131ndaki k\u00fc\u00e7\u00fclme , hesaplamada t\u00fcketim pay\u0131n\u0131n % 85\u2019den % 74\u2019e indirilmesine ragmen ciddi oranda d\u00fc\u015fm\u00fc\u015ft\u00fcr. Bu da k\u0131saca fakirle\u015fme art\u0131yor demektir.<\/p>\n<p>Di\u011fer taraftan \u00e7al\u0131\u015fan i\u015f g\u00fcc\u00fc rakamlar\u0131na bakt\u0131\u011f\u0131m\u0131zda yakla\u015f\u0131k 30 mio ki\u015fi \u00e7al\u0131\u015fmaktad\u0131r. \u00c7ocuk ve \u00f6\u011frencileri \u00e7\u0131kt\u0131\u011f\u0131m\u0131zda bu \u00e7al\u0131\u015fma oran\u0131 d\u00fc\u015f\u00fckt\u00fcr ,\u00e7al\u0131\u015fanlar\u0131n aras\u0131nda kad\u0131n \u00e7al\u0131\u015fanlar\u0131n say\u0131s\u0131n\u0131n d\u00fc\u015f\u00fckl\u00fc\u011f\u00fc geli\u015fmesi gereken ba\u015fka bir konudur , \u00e7al\u0131\u015f\u0131lan sekt\u00f6rlerin uluslararas\u0131 teknolojik rekabet sa\u011flayabilecek olan i\u015f alanlar\u0131 pay\u0131 da olduk\u00e7a d\u00fc\u015f\u00fck kalmakta bizi uluslararas\u0131 rekabet ve ihracattada geri b\u0131rakmaktad\u0131r.<\/p>\n<p>T\u00fcketici g\u00fcven endeksi k\u0131saca t\u00fcketicilerin gelece\u011fi nas\u0131l g\u00f6rd\u00fcklerine ba\u011fl\u0131 olarak ev-otomobil-tatil-mobilya vs kalemlerde olas\u0131 harcama isteklilikleri ile e\u011filimlerini g\u00f6steren bir endekstir. Kas\u0131m 2016\u2019da bu endeks 68,9 seviyesine kadar d\u00fc\u015fm\u00fc\u015ft\u00fcr. Haziran 2011\u2019de endeksin\u00a0 96,42 seviyesinde oldu\u011funu hat\u0131rlarsak t\u00fcketici g\u00fcven endeksindeki ciddi k\u00fc\u00e7\u00fclmeyi daha rahat g\u00f6rebiliriz.<\/p>\n<p><a href=\"http:\/\/www.bcdturkey.com.tr\/wp-content\/uploads\/T\u00fcketici-endeksi.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-2003\" src=\"http:\/\/www.bcdturkey.com.tr\/wp-content\/uploads\/T\u00fcketici-endeksi.jpg\" alt=\"tuketici-endeksi\" width=\"586\" height=\"247\" \/><\/a><\/p>\n<p>Bu 2017 de \u00f6n\u00fcm\u00fczdeki \u00a0d\u00f6nem gerek \u00a0harcama ve \u00a0gerekse tasarruf \u00a0e\u011filiminin ve \u00a0beklentilerinin iyice \u00a0azald\u0131\u011f\u0131 anlama \u00a0gelmektedir. Bu \u00a0korkuyada i\u015faret \u00a0etmektedir.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Kur art\u0131\u015f\u0131\/Deval\u00fcasyon<\/strong><\/p>\n<p>Uzun zamand\u0131r T\u00fcrkiye ekonomisinde de\u011ferli TL politikas\u0131 ile i\u00e7erdeki tasarruf a\u00e7\u0131\u011f\u0131, yurtd\u0131\u015f\u0131 tasarruflar\u0131n y\u00fcksek faizle T\u00fcrkiye\u2019ye \u00e7ekilmesi \u00fczerine kurgulanm\u0131\u015ft\u0131. Bu politika ithalat\u0131 patlat\u0131rken yerli \u00fcretimi rekabette zor durumda b\u0131rakm\u0131\u015f ancak t\u00fcketim ekonomisi ve ithalat ile b\u00fcy\u00fcme sa\u011flanabilir olmu\u015ftu. Tabii ekonomilerde en \u00f6nemli unsur s\u00fcrd\u00fcr\u00fclebililik, 2015 ocak ay\u0131nda\u00a0 usd\/tl 2,34 iken Ocak 2017 de 3,64 e gelmi\u015ftir. Usd % 53,4 bir de\u011fer kazanm\u0131\u015f ya da TL iki senede % 53,4 de\u011fer kaybetmi\u015f durumdad\u0131r.<a href=\"http:\/\/www.bcdturkey.com.tr\/wp-content\/uploads\/deval\u00fcasyon.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-2004\" src=\"http:\/\/www.bcdturkey.com.tr\/wp-content\/uploads\/deval\u00fcasyon.jpg\" alt=\"devaluasyon\" width=\"261\" height=\"110\" \/><\/a><\/p>\n<p>Bu durumdan en \u00e7ok etkilenen yabanc\u0131 para cinsinden borcu olan kamu, \u00f6zel sekt\u00f6r kurulu\u015flar\u0131 ile ger\u00e7ek ki\u015filerdir.\u00a0 \u00d6zel sekt\u00f6r\u00fcn borcu yakla\u015f\u0131k 225 mia usd. 3 tl den 3,64 tlye \u00e7\u0131kan usd kuru \u00f6zel sekt\u00f6r borcunun 144 mia tl artmas\u0131 anlam\u0131na gelmektedir. \u00d6zel sekt\u00f6r bu borcu i\u015f\u00e7i \u00e7\u0131kar\u0131p, zam yaparak bir k\u0131sm\u0131n\u0131 ancak kar\u015f\u0131layabilecek demektir bu da enflasyonu art\u0131raca\u011f\u0131ndan gelir da\u011f\u0131l\u0131m\u0131 daha da bozulacak fakirlik artacakt\u0131r. Keza bu sene \u00f6zel sekt\u00f6r\u00fcn yakla\u015f\u0131k 69 mia usd bor\u00e7 geri \u00f6deme bir ba\u015fka kur bask\u0131s\u0131 yaratacak \u00f6nemli bir fakt\u00f6r olarak \u00f6n\u00fcm\u00fczde durmaktad\u0131r. Ayn\u0131 \u015fekilde\u00a0 kamunun 61 mia usd d\u0131\u015f bor\u00e7 \u00f6demeleri de bir ba\u015fka kur art\u0131\u015f unsurudur.<\/p>\n<p>Sonu\u00e7 itibar\u0131yla tamamen somut rakam ve verilerle yukar\u0131da a\u00e7\u0131klanan kriterlerin \u00f6zeti, 2017 ve \u00f6n\u00fcm\u00fczdeki senelerde risk y\u00f6netiminin ve verimlili\u011fin \u00e7ok daha \u00f6nemli hale geldi\u011fi gerek hane halk\u0131 gerek esnaf ve kobi ve gerekse b\u00fcy\u00fck \u015firketlerin her t\u00fcrl\u00fc riski hedge edecek \u00f6nlem ve stratejileri g\u00fcndemlerinin birinci maddeleri olarak y\u00f6netmeleri acil ve \u00f6nemli olarak ortada durmaktad\u0131r.<\/p>\n<p>D\u00fcnyadaki geli\u015fmelerle T\u00fcrkiye\u2019deki geli\u015fmeler ve g\u00fcneydo\u011fu kom\u015fular\u0131m\u0131zdaki sava\u015flarla bunlar\u0131n olas\u0131 sosyal yans\u0131malar\u0131 yukar\u0131daki de\u011ferlendirmelere ilave edilmelidir.<\/p>\n<p>BCD, bu bilin\u00e7 ve odakl\u0131l\u0131\u011f\u0131 ile KOB\u0130\u2019lere \u00f6ncelikli risk y\u00f6netimi ve verimlilik konular\u0131nda verdi\u011fi dan\u0131\u015fmanl\u0131k faaliyetlerine 2017\u2019de de devam etmektedir. \u00a0Bcdturkey.com.tr Ender Balc\u0131<\/p>","protected":false},"excerpt":{"rendered":"<p>&nbsp; &nbsp; 2008 -2016 y\u0131llar\u0131 aras\u0131 hem d\u00fcnyada hem de T\u00fcrkiye\u2019de mevcut ekonomik d\u00fczen ve uygulamalar\u0131n k\u0131saca kapitalizmin sanc\u0131lar\u0131 artmaya ba\u015flad\u0131, insanlar, \u015firketler, \u00fclkeler asl\u0131nda olumsuz gidi\u015fat\u0131n fark\u0131nda olmalar\u0131na ra\u011fmen \u00e7\u00f6z\u00fcm \u00fcretmekten ziyade palyatif \u00f6nlemlerle bug\u00fcne gelindi. Ge\u00e7mi\u015f y\u0131llarda b\u00fcy\u00fckl\u00fck, karl\u0131l\u0131k, do\u011fru b\u00fcy\u00fckl\u00fck ve karl\u0131l\u0131k gibi kavramlar daha \u00f6ndeyken bug\u00fcn art\u0131k s\u00fcrd\u00fcr\u00fclebilirlik ve devaml\u0131l\u0131k \u00f6ne [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34,35],"tags":[],"class_list":["post-1996","post","type-post","status-publish","format-standard","hentry","category-yorum","category-guncel"],"acf":[],"_links":{"self":[{"href":"https:\/\/bcdturkey.com.tr\/en\/wp-json\/wp\/v2\/posts\/1996","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bcdturkey.com.tr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bcdturkey.com.tr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bcdturkey.com.tr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bcdturkey.com.tr\/en\/wp-json\/wp\/v2\/comments?post=1996"}],"version-history":[{"count":0,"href":"https:\/\/bcdturkey.com.tr\/en\/wp-json\/wp\/v2\/posts\/1996\/revisions"}],"wp:attachment":[{"href":"https:\/\/bcdturkey.com.tr\/en\/wp-json\/wp\/v2\/media?parent=1996"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bcdturkey.com.tr\/en\/wp-json\/wp\/v2\/categories?post=1996"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bcdturkey.com.tr\/en\/wp-json\/wp\/v2\/tags?post=1996"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}